Completely free of charge

    Owner Operator Insurance


    As an independent driver, you need the right insurance to cover you against every eventuality. Since 1984, we’ve understood the unique challenges faced by owner operator drivers.


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    What Does Owner Operator Insurance Cover?

    Our expert team will work with you to understand your individual risks and help identify the right cover for you. You’ll have a range of options for cover tailored to you.

    Your owner operator insurance will match your needs and might include:

    • Fire and theft damage for your vehicle
    • Personal accident and illness cover
    • The contents of your vehicle or damage to goods in transit
    • Expenses incurred if your vehicle breaks down
    • Costs incurred by the delayed delivery of goods

    What you need will depend on the types of transport you provide and the vehicles you operate. We can insure vehicles in a range of different industries, including:

    • Building and construction
    • Food & drink
    • Oil and liquids
    • Haulage

    Owner Operator Insurance Requirements

    Depending on the industry you’re in and whether you lease with a larger company, your minimum insurance requirements will change.

    If you’re part of a larger company or you’re working with a specific type of vehicle or goods, you may have dictated minimum requirements. However, it might be that it’s more cost effective or advisable to exceed the bare minimum.

    We will take the time to understand your circumstances and help you with your requirements, as well as advising on how to get the best deal for you.

    We will discuss your requirements for the following:

    • Liability insurance
    • Physical damage insurance
    • Cargo insurance
    • Trailer insurance

    We’ll help you find any extra cover you might need to take on new contracts. 


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    Have an Expert on Your Side

    We have extensive experience working with a range of insurance providers throughout the industry and can get you the cover you need at the best deal available.

    We’ll help you manage risk and meet your legal obligations as well as make sure you have support when you have to deal with a claim.

    We take the health and safety of commercial drivers very seriously. Read our guide containing lots of road safety facts and tips:

    Motor Safety Guide

    Make a Claim Quickly and Simply

    With so much on your plate, we know you’ll need a fast and easy claims process.

    Just use our simple online form so you can report any accidents or incidents to us with the minimum of fuss or hassle.

    Make a claim


    Why Anthony Jones?

    Anthony Jones has over 30 years’ experience in the commercial vehicle sector and has built up significant expertise over this time. We have a dedicated commercial motor team who deal with the needs of individual van owners as well as those running small and large fleets of commercial vehicles.


    Please call Dave Godfrey or the team on 020 8290 9099 to see how we can help you with your commercial vehicle insurance. Alternatively, you can email us at

    “We have dealt with Anthony Jones Insurance Brokers for more than 15 years and in that time, they have proved time and again, why we consider them as a fundamental part of our business. Due to their efficient business model, we always receive what we consider to be first class customer service: from dealing with the day to day problems of policy claims and amendments to renewal negotiations. We always feel like we receive a personal service; we speak to the people that really matter, when the job needs to be done. Their staff are knowledgable, helpful and above all, willing to fight your cause when needed with professionalism. Due to our position in our market, the cost of insurance is of primary importance and Anthony Jones have consistently reduced our cost whilst maintaining the highest level of cover.”

    Stephen Firman, Managing Director - Firmhaul Ltd