High end cars will always cost more to insure than other, more affordable cars. There are a few reasons for this, including the increased risk of theft, and the higher cost of repairs following accidents. The result is that some drivers...
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How to Password Protect a Document: Excel, PDFs, and More
Protecting your sensitive documents with passwords is a small yet vital part of an intelligent cyber security policy. In this post we’ll outline how to password protect a range of common documents, including PDFs, Excel spreadsheets, Word...
Do I Need to Tell My Insurer About an EV Charger?
If you’re installing an EV charging point – whether it’s at home or at a place of business – then you should tell your insurer. Your current policy might not give you the cover you need. If you have any questions about home insurance or...
Can You Be Hacked By Opening an Email?
One of the most common forms of cyberattack is a phishing email. This is where cybercriminals send an email that seems like an authentic message from your bank, a streaming platform, an online shop, or even your boss. The email will...
BT Announces Closure of all Redcare Operations – Act Now if You’re Affected
BT has announced the closure of all Redcare operations from 1 August 2025. As a result, if you are a Redcare customer you will need to replace your alarm signalling equipment before this date in order to maintain a remote monitoring...
Whose Responsibility is it to Avoid Underinsurance?
Underinsurance is a growing problem: As a result of inflation and its wider economic impact, in recent years far too many policyholders have found that their insurance does not quite offer the level of cover they thought they had. In this...
How Do Garden Rooms and Offices Affect Home Insurance?
Will your current home insurance policy cover your garden room or office, or will you have to take out a new policy? It all depends on your policy wording, and on how you intend to use your garden room. In this post we’ll discuss all of...
Public Liability & Employers’ Liability: What’s the Difference?
A lot of people confuse public liability and employers’ liability insurance, as they both seem to offer broadly the same sort of cover. In this post we’ll explain the key differences between public liability and employers’ liability...
Ogden – Costs v Affordability …again!
We have talked about the Ogden rate in the past and its implications for the cost of personal injury claims. These tables are used to calculate the amount of compensation awarded to individuals who have suffered long-term or life-changing...
An Overview of The Insurance Pricing Cycle – Soft and Hard Market Conditions
Insurance pricing goes through cycles driven by the supply and demand for insurance cover on a global scale. It alternates between periods of ‘soft’ and ‘hard’ market conditions. In a ‘hard’ market – insurance is harder to place, and...
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